Are you and your partner planning to start a family in Hong Kong? Parenthood is life’s remarkable gift and privilege. However, giving birth is one of the most expensive things you can do in Hong Kong (other than buying an apartment...)! Since the well-being of mom, baby, and your future finances are top priority, adding maternity coverage as part of your family planning is a crucial step. Why do you need maternity insurance? Maternity coverage is not part of basic health insu